The bubble that refuses to burst

Economic bubbles are often mentioned, especially in the housing market. And there’s certainly a fair reason, as prices have been going up for decades. Our housing spending is rising steadily, and there seems to be no end to the price increases. The housing bubble was already being talked about in the late 1990s, not knowing …   →

False economy

Now that electricity and petrol are becoming painfully expensive, there’s every reason to reassess your personal spending. The first thing you notice is all those little monthly payments that are automatically deducted, Netflix, games, apps, media subscriptions etc. When it all adds up, it becomes quite a lot, even though each payment may seem small …   →

Do we need government in the 21st century?

The government, in its original form, provided military, judiciary and administration. The aristocracy collected taxes from the commoners and promised defence in the event of war. Over time, the government was increasingly transformed into a type of insurance company, where most of the budget goes to social protection, such as unemployment benefit, parental allowance, child …   →

Negligence or crime?

Several articles and books have been written about waste of tax assets in Sweden. It’s about politicians using tax money for lots of unnecessary projects, everything from empty sports facilities, theme parks, strange art etc. Also important government schemes tend to be expensive and prolonged. There is a ghost in the machinery, most politician driven …   →

What will you do with the money?

More and more often, banks ask questions to their customers when they want to transfer or withdraw money. Especially in foreign transactions and slightly larger amounts, they want to know what the cash withdrawal is for. And if you don’t answer, you won’t get any money. Now it is not that the bank is particularly …   →